Dividend(1) Checking

Best if you want: Full-service checking account that pays dividends on balances over $5,000.

Feature Dividend
Monthly Service Charge $6.00(4)
Minimum Opening Balance $25.00
Free Visa Debit Card YES
Unlimited Check Writing YES
Overdraft Protection Available YES
Free Identity Theft Protection(5) YES
Non-Sufficient Funds Forgiveness(6) YES
Replacement Visa Debit Card(7) YES
Free Checks(8) YES
Free Cashier's Checks and Money Orders YES
Dividend Paid on Balance YES
Outgoing Wire Transfer Discount(9) YES
   

Qualifying Relationship Products:

  • Share Certificate: Certificates count as one product, regardless of the number of certificates held by the member.
  • IRA Variable Share
  • Visa Credit Card
  • Home Equity Line of Credit
  • Residential Construction Loan
  • Mortgage Loan (including Mortgages sold for up to 7 years)
  • Auto Loan
  • Signature Loan
  • Home Improvement/Solar Loan
  • Quick Cash
  • Investment Plus Account (IPA)
  • Direct Deposit (two direct deposits within 62 days of $250.00 or more each in to Checking account)
  • eStatements

Non-Qualifying Products:

  • Primary Shares
  • Secondary Share Accounts
  • Minor Accounts
  • Additional Checking Accounts
  • Eagle Advance
  • Business Loans

NOTES:

  1. Dividend Checking account details:
    • Dividend of 0.30% paid for entire balance if balance is between $5,000 and $14,999.99;
    • Dividend of 0.05% paid on portion of balance of $15,000 or more;
    • No dividend paid if balance is below $5,000.
  2. Rewards Checking account details: Rewards (up to $6.25/month, $75.00/year) are paid on debit card usage as follows:
    • $0.10 per Debit Card signature transaction between $15.00 and $49.99;
    • $0.20 per Debit Card signature transaction between $50.00 and $99.99;
    • $0.50 per Debit Card signature transaction of $100.00 or more.
  3. Rewards Checking account monthly fee ($5.00) waived with three or more qualifying relationship products
  4. Dividend Checking account monthly fee ($6.00) waived with four or more qualifying relationship products
  5. Identity Theft protection also available for purchase for $3/month for all members
  6. Rewards and Dividend Checking only: Non-Sufficient Funds Forgiveness (limit of two per calendar year)
  7. Rewards and Dividend Checking only: Replacement of Debit Card upon request (limit of one per year) ($10.00 value)
  8. Dividend Checking only: One box per year of Basic design checks ($18 to $20 value)
  9. Dividend Checking only: Outgoing Wire discount price is $12.00 (regular price is $15.00)

Open a Dividend Checking account at U.S. Eagle Here.