Credit Cards

verified by VISA

To apply for a credit card, select the APPLY FOR A LOAN button to the left then select the CREDIT CARD tab at the top of the page.

All U.S. Eagle Consumer Visa Cards feature:

  • No Annual Fee
  • No Cash Advance Fee
  • No Transaction Fee
  • No Inactivity Fee
  • Debt Protection Available
  • Cash Advance from ATMs

SAVE MONEY NOW.  Replace your high interest cards from other institutions with one of our lower interest, no-annual-fee cards.  It's a smart move.  We offer better service at a lower price because, unlike them, we're a member-owned, not-for-profit financial cooperative.

Visa Credit Cards Available:

Visa Platinum Preferred - 6.90% APR

  • Minimum $1,000 line of credit
  • Auto Rental Insurance
  • Warranty Manager
  • Purchase Security
  • Year-End Summary Statement
  • Travel Accident Insurance
  • Identity Theft Restoration Service
  • Reward Points

For disclosures, please click here.

Visa Platinum Select - 9.99% APR

  • Minimum $1,000 line of credit
  • Auto Rental Insurance
  • Warranty Manager
  • Travel Accident Insurance
  • Year-End Summary Statement
  • Reward Points

For disclosures, please click here.


Eagle Classic Visa - 13.99% APR

  • Minimum $1,000 line of credit
  • Auto Rental Insurance
  • Warranty Manager
  • Travel Accident Insurance
  • Year-End Summary Statement

For disclosures, please click here.

 

Credit Builder - 18% APR

  • Helps Build/Rebuild Your Credit.
  • Maximum Credit Limit of $1,000
  • Auto Rental Insurance

For disclosures, please click here.


Business Card - As low as 6.9% APR

  • Credit Limit of $2,000 - $25,000
  • Year-End Summary Statement
  • No Annual Fee the 1st year
  • Reward Points

For disclosures, please click here.

 

A recent ruling by the U.S. Congress has changed the way variable rates are calculated for credit card accounts. In order to continue to provide low credit card rates to our members, U.S. Eagle has changed from variable rates to non-variable rates thus maintaining the current rate on your existing credit card balances when the prime rate increases. Any rate increases that may be imposed will affect only your new purchases.



Check Your Visa Account Information

Gotomycard.com provides Visa credit card transaction information. To gain access to this site:

  1. Go to www.gotomycard.com/usefcu/, and register.
  2. Payments to your Visa account can be made ONLY from a checking account.
  3. Payments can be the minimum amount due, the balance outstanding, or any other amount. Percentage
    payments are not available.
  4. Payments must be initiated each month. Recurring payments are not available.

VISA CREDIT CARD CUSTOMER SERVICE - 1-800-442-4757

Auto Rental Insurance - 1-800-VISA911

ARI will reimburse the cardholder for the repair or replacement of a rental car damaged due to collision, or stolen while in the cardholder's control or the control of a person permitted to operate the rental car.

Covered costs include the following:

  • Physical damage or theft of the covered rental vehicle
  • Valid loss-of-use charges imposed by the rental agency
  • Reasonable and customary towing charges due to a covered loss, to the nearest qualified repair facility.

The cardholder must initiate and complete the entire rental transaction with a covered Visa Card and decline the auto rental company's collision damage waiver option, or similar provision if offered by the auto rental company. ARI coverage is available in the U.S. and most foreign countries on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations, and exclusions may apply at the end of Warranty Manager, Purchase Security and Travel accident insurance.

Warranty Manager – 1-800-VISA911
Offers a number of highly beneficial features for many retail purchases; including warranty registration and automatically extended warranty protection when using a covered card to make a purchase.


Purchase Security – 1-800-VISA911
Protects purchases against theft, breakage or loss for 90 days after the purchase. Cardholder must complete the entire purchase with a covered VISA card.


Rewards! Points
Reward points for select Visa products are earned based on qualifying purchases. Our Rewards! program allows you to accumulate points that you can redeem for name brand merchandise, travel services and experiences, entertainment and dining, and even gift cards. Points carry a 36-month expiration. Points earned statements are shown in your monthly Visa billing statements.

Visit www.dreampoints.com/useaglefcu/ or call 1-866-678-5189 to register, monitor, and redeem your Rewards! points.


Visa Purchase Alerts
Click here to get alerts for transactions in real-time and immediately identify potentially fraudulent activity.

 

Travel Accident Insurance – 1-800-422-4757
Provides $100,000 or $1,000,000 (depending on card product) of life insurance benefits when a ticket on a common carrier is purchased.